Taking a vacation with your family is a fun, exciting and wholesome way of creating memories to last a lifetime. Imagine a week or two away from the monotony and rigmarole of a daily routine, with the people who mean the most to you in the world. Sounds like heaven, doesn’t it? But there can always be emergencies that may cut short your trip. In order to be prepared for any and all travel related emergencies you must take into consideration a comprehensive travel insurance quote. If however an emergency does occur on your travels, here are a few things that may come in handy.
1. Loss of passports: Being stuck in a foreign land without your travel documents can be a nightmarish situation. In case this ever happens to you, the first thing you need to do is alert local authorities of the same. You will also need to immediately intimate your country’s consulate of the loss of your passport. Your country’s diplomatic offices will immediately cancel your passport, thus rendering it useless to anyone with malicious intent. They will also kick start the procedure of issuing you emergency travel papers which will help you continue and return to your native country, where of course you will have to apply for a new passport.
2. Medical Emergencies: Contact your travel insurer as soon as the instance occurs, as they will be able to help you with the medical arrangements and also the right hospitals to approach. Keep calm and follow the instructions of your insurance provider. One of the benefits of travel insurance is the fact that medical emergencies while on travel are always taken into account. Your insurer’s medical service provider, will help you with doctors and any change in travel plans that may be illness related.
3. Loss of luggage: The most pesky thing on vacation could be when you’ve arrived at your destination, but your luggage has been misplaced. In such a situation you need to do two things, first and foremost, contact your travel insurance provider, as they will be able to recompense your loss as part of your travel insurance plan. The second thing is to contact the desk of the airline you’ve flown by and fill up a loss claims form. This will enable your airline to either track or compensate you for the loss of your baggage (a certain percentage, as is the case with international flights.)
4. Delays and disruptions: There can always be unforeseen delays and disruptions to your travel, while on vacation. The reasons for these delays can be as diverse as natural disasters, civil unrest and/or airline strikes. Always ensure that you check your travel insurance plan in order to know just which of these (or whether all these) are factored into your plan.
5. Curtailing your trip: If for some reason you need to abandon or curtail your trip, travel insurance does cover it to a certain extent. For instance, if there has been a tragedy at home, like the death of a family member, or your home has been burgled or damaged, some insurance providers may actually accommodate these eventualities into your plan. In any case, contacting your insurer is the right thing to do as they will be able to advise you as per the nature of the emergency in question.
6. Death: In the unlikely and unfortunate event of the death of one your loved ones abroad, while on vacation, first and foremost, contact your home nation’s embassy, consulate or high commission. The next step would be to contact your insurer and they will help you arrange a funeral for your loved one, by suggesting an undertaker wherever you may be. In case you’d like the ceremony to be performed in your native country, you will have to contact your nation’s diplomatic centre and arrange for repatriation of the mortal remains. Remember to check your insurance policy in order to know whether repatriation is covered in the plan, because you, or your insurance provider will have to cover this cost.
Emergencies while on vacation can really put a spanner in the works of an enjoyable time with the family. Getting a good, comprehensive travel insurance quote therefore is vital in order to protect yourself and your loved ones in case of any and all such eventualities.
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