When people go on holiday, they bring with them many of the niceties of home, including laptops, MP3 players, tablets, and of course, iPhones and regular cell phones. Our gadgets not only make our lives more convenient but also more fun and enjoyable. What if, however, you are on holiday and something goes wrong with one of these gadgets? What if it gets stolen or simply breaks while you’re in another location? What do you do first? Can you, in fact, have a gadget repaired or replaced while you’re away from home? The simple answer is yes.
Secure Your Gadgets While on Holiday with the Proper Insurance
How Do You Get This Type of Coverage?
Getting gadget travel insurance is easy. Simply purchase a single or annual multi-trip insurance policy, then add the option of gadget coverage. Most policies are very inexpensive, usually around Â£13 for a seven-day period, enough to cover most vacations. In addition, the coverage usually includes things, such as:
Theft. If your gadget is stolen while you are on vacation, it will be replaced. If only certain parts of the gadget are stolen, those parts will be replaced.
Liquid damage. If your gadget is damaged due to dropping it in water, e.g., a pond or swimming pool, the gadget will be repaired.
Accidental damage. If the gadget is damaged due to some type of accident, the insurance company will pay for the repair of the gadget.
Most often, there will be a limit on the amount of money the insurance company will spend to replace or repair your gadget; however, that limit is usually fairly high, such as Â£3,000. In addition, many policies will cover up to seven gadgets on one policy, allowing for complete peace of mind while you are on holiday.
How Are These Policies Obtained?
Many insurance policies covering gadgets can be bought online. Online websites are an excellent way to get a quote and even purchase a policy. The websites are always secure and many will accept credit cards such as MasterCard, Visa, American Express, Maestro, and more.
Buying insurance online, however, requires that you do a little research on the company. Make sure the company is a reputable one, underwritten by professional and knowledgeable insurance companies. Compare and contrast different companies and get quotes from each of them. Pay attention to the list of exemptions for the regular travel insurance purchased, and make sure that your particular device is covered. Contact them by telephone or email if you have any questions, or if anything on their website is unclear. A reputable company will respond to your questions quickly.
When you’re on vacation, the last thing you want to worry about is the safety of your gadget devices. With an insurance policy that covers gadgets, there is no need to worry. For a nominal fee, you can enjoy your holiday and not have to think about what might happen if your gadget is stolen or damaged. You can be stress-free during the entire vacation.
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